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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Online Access

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Question 20

Which nonforfeiture option allows the policyowner to purchase less coverage for life?

Options:

A.

Reduced Paid-Up Insurance.

B.

Cash Surrender Value.

C.

Settlement Value.

D.

Extended Term.

Question 21

Under what circumstances must an agent provide his or her business records to the superintendent of Insurance?

Options:

A.

upon request of an insured

B.

upon request of the superintendent

C.

under no circumstances due to privacy consideration

D.

by authorization from the National Association of Insurance Commissioners (NAIC)

Question 22

Loans may generally be obtained against the cash value of a personal life Insurance policy and policy loan proceeds

Options:

A.

accelerate the benefits under the policy.

B.

are not treated as taxable income.

C.

are subject to Federal estate tax.

D.

generate nontaxable interest income.

Question 23

An insured has a 5-year Renewable Term Life Insurance Policy. Upon exercising the renewable privilege, the Insured MUST

Options:

A.

provide evidence of insurability.

B.

renew for at least 10 years.

C.

pay an annual premium that may be higher.

D.

convert to a whole life policy.

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Selected OH-Life-Agent-Series-11-44 OHIO Life Insurance Questions Answers, Legit OH-Life-Agent-Series-11-44 Exam Download, Free OH-Life-Agent-Series-11-44 Ohio Department of Insurance Updates, Ohio Department of Insurance OH-Life-Agent-Series-11-44 Online Access, Ohio Department of Insurance OH-Life-Agent-Series-11-44 Actual Questions, PDF OH-Life-Agent-Series-11-44 Study Guide,
Exam Code: OH-Life-Agent-Series-11-44
Exam Name: OHIO Life Insurance Agent Series 11-44
Last Update: Dec 22, 2024
Questions: 105
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