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Free OH-Life-Agent-Series-11-44 Ohio Department of Insurance Updates

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Question 16

The PRIMARY reason for purchasing life Insurance Is to provide

Options:

A.

death benefits.

B.

college tuition.

C.

retirement Income.

D.

safety of principal.

Question 17

An annuitant dies during the accumulation period. What happens to the cash value in the annuity?

Options:

A.

The cash value is paid to the beneficiary.

B.

The cash value is paid into the estate.

C.

The cash value is paid to the IRS.

D.

The company keeps the cash value.

Question 18

Insurers do business in Ohio only after a thorough financial review. Most insurance policies written in Ohio are protected by the Guaranty Association established to protect policy owners In the event an admitted company

Options:

A.

cannot meet it's capital surplus requirements.

B.

merges with a foreign insurer.

C.

becomes financially insolvent.

D.

depletes its loss reserves.

Question 19

Which of the following statements BEST describes a single premium cash value policy?

Options:

A.

It requires only one payment to make the policy paid up.

B.

It provides for only one premium to be paid without evidence of insurability.

C.

It waives one future premium if the owner becomes disabled.

D.

It requires the policyowner to pay one premium annually.

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Selected OH-Life-Agent-Series-11-44 OHIO Life Insurance Questions Answers, Legit OH-Life-Agent-Series-11-44 Exam Download, Free OH-Life-Agent-Series-11-44 Ohio Department of Insurance Updates, Ohio Department of Insurance OH-Life-Agent-Series-11-44 Online Access, Ohio Department of Insurance OH-Life-Agent-Series-11-44 Actual Questions, PDF OH-Life-Agent-Series-11-44 Study Guide,
Exam Code: OH-Life-Agent-Series-11-44
Exam Name: OHIO Life Insurance Agent Series 11-44
Last Update: Nov 21, 2024
Questions: 105
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