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Selected OH-Life-Agent-Series-11-44 OHIO Life Insurance Questions Answers

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Question 8

Which of the following dividend options is taxable?

Options:

A.

1-year term.

B.

Paid up additions.

C.

Return of premium.

D.

Accumulation at interest.

Question 9

An agent's underwriting duties Include which of the following?

Options:

A.

Setting premium amounts.

B.

Completing all applications and collecting initial premiums.

C.

Declining or accepting an application.

D.

Issuing the policy.

Question 10

Which of the following statements is TRUE regarding a waiver of premium rider?

Options:

A.

There will be no change in the policy other than the insured no longer has to pay the premiums on the policy.

B.

The policy's cash value will continue to grow, but at a slower rate because the insured is no longer paying premiums.

C.

The death benefit will be reduced by the amount of the unpaid premiums.

D.

The insured will automatically become eligible for accelerated death benefits.

Question 11

What is the approach to assessing the consumer's need for life insurance that focuses on an individual's future stream of income?

Options:

A.

Needs approach

B.

Affordability approach

C.

Human Life Value approach

D.

Return of Investment approach

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Selected OH-Life-Agent-Series-11-44 OHIO Life Insurance Questions Answers, Legit OH-Life-Agent-Series-11-44 Exam Download, Free OH-Life-Agent-Series-11-44 Ohio Department of Insurance Updates, Ohio Department of Insurance OH-Life-Agent-Series-11-44 Online Access, Ohio Department of Insurance OH-Life-Agent-Series-11-44 Actual Questions, PDF OH-Life-Agent-Series-11-44 Study Guide,
Exam Code: OH-Life-Agent-Series-11-44
Exam Name: OHIO Life Insurance Agent Series 11-44
Last Update: Dec 22, 2024
Questions: 105
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