HRCI certification SPHR Dumps PDF

The types of insurance are as follows:

• Dental Insurance: Employers may choose dental insurance plans to provide varying levels of coverage for preventive or restoration work such as fillings, major restoration work such as bridges, and orthodontia.
• Vision Insurance: One of the lowest cost benefits available, vision insurance provides employees with reduced costs for eye examinations and contact lenses or glasses.
• Life Insurance: Many insurance companies bundle basic life insurance with medical or dental insurance for a very low rate and offer supplemental insurance for employees who are willing to pay an additional premium for the coverage.
• Accidental Death and Dismemberment Insurance (AD&D) Insurance: AD&D insurance can provide insurance for employees and their dependents in the event of an accident that results in the death of the covered person or the loss of a bodily function. AD&D does not pay benefits in the event of death due to an illness.

Chapter: Compensation and Benefits

Objective: Benefits

Answer option D is correct.A co-worker who witnesses the ongoing harassment of another individual may have an actionable claim of a hostile work environment. A single incident of unwanted touching (C), unless it is particularly offensive or intimidating, will not reach the threshold of a hostile work environment established by the courts. A hostile work environment may be created by any individual in the workplace, including customers, vendors, or visitors, in addition to supervisors or co-workers (A). In the case of Meritor Savings Bank v. Vinson, the Supreme Court held that the mere existence of a grievance procedure and antiharassment policy (B) does not necessarily protect an employer from hostile work environment claims. See Chapter 7 for more information.

Chapter: Employee and Labor Relations

Objective: Federal Employment Legislation

Answer option D is correct.In a third-party contract, some or all of the work is performed by an individual who is not a party to the contract. There are many examples of third-party contracts in business; perhaps the best known for HR professionals is an agreement with a temp agency in which the company agrees to pay the temp agency for services provided by an employee of the agency. See Chapters 2 and 4 for more information.

Chapter: Core Knowledge Requirements for HR Professionals

Objective: Third-Party Contract Management